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A father and child planting vegetables in a garden are an example of a Union Trust Checking family
Union Trust Checking

An account that combines the quality service you deserve with added rewards.

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FIND THE RIGHT CHECKING ACCOUNT

You work hard for your money and it deserves a safe home. But not everyone has the same needs and goals when it comes to cash management. That is why we offer four distinct checking options1 with different features and rewards.

  • Diamond Checking

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    • Tiered Interest2
    • Savings Benefits:
      High-rate Diamond Savings, Diamond Money Market, Statement Savings, and Special CD Rates
    • £250 Mortgage Closing Cost Rebate4
    • Free Checks5
    • Monthly Fee or Relationship Benefits:
      £20 OR £0 with one of the following each monthly statement period: Maintain a Mortgage, Home Equity Loan or Line, First Midwest Financial Network7,8, Personal Trust, or Private Banking relationship OR £25,000 combined average daily balance in Checking, Savings, Money Market, and/or CDs
    • Additional Benefits and Services:
      4 Free Non-First Midwest ATM Transactions9
      50% off Safe Deposit Box10
      Free Teller Services11
      Priority Customer Service

  • Union Trust Checking

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    • Tiered Interest2
    • Savings Benefits:
      6-month discount on Statement Savings3
    • £150 Mortgage Closing Cost Rebate4
    • Checks £9.99 First Box5
    • Monthly Fee or Relationship Benefits:
      £12 OR £0 with one of the following each monthly statement period: Maintain a minimum of a £2,000/month Direct Deposit OR £5,000 minimum daily ledger balance in Checking
    • Additional Benefit:
      20% off Safe Deposit Box10

  • Easy Checking

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    • Savings Benefits:
      Statement Savings
    • £150 Mortgage Closing Cost Rebate4
    • Checks £14.99 First Box5
    • Monthly Fee or Relationship Benefits:
      £7.49 OR £0 with one of the following each monthly statement period: Maintain £100 average daily balance in Checking OR make qualifying deposits totaling £100 or more per statement period OR be at least 65 years of age

  • Student Checking

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    • Savings Benefits:
      Statement Savings
    • Checks £14.99 First Box5
    • Additional Service: SpendSafe Promise6

Checking Benefits With Every Account

All of our checking accounts1 include:

NEED TO REORDER CHECKS?

Ordering checks online is quick and easy!

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GET MOBILE MOMENTUM

Add momentum to your banking routine with 24/7 access to your money with free online and mobile banking.

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LOOKING FOR OVERDRAFT PROTECTION OPTIONS?

We offer a variety of options to cover you in the event of an overdraft on your checking account.

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Connect With Us

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customercare@utbinc.net

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25, Portugal Street, London WC2A 2AE, United Kingdom

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800-000-0000

1 £100 minimum deposit required to open a Union Trust Bank personal checking account.
2 For balance levels (tier ranges), please refer to our Deposit Rate Sheet.
3 Monthly Maintenance Fee waived for the first six (6) statement periods for a Statement Savings Account with an automatic savings transfer of £25 or more from the Union Trust Checking Account.
4 Mortgage Closing Cost Rebate may take up to 120 days to appear in your account. Incentive may be subject to tax reporting.
5 Applies to Union Trust Exclusive Wallet style single checks. Reorders: Free for Diamond; £14.99 for Union Trust; and £19.99 for Easy and Student. Additional fees will apply for duplicate checks.
6 Overdraft/Returned Item Fees will not be charged on this account. Transactions resulting in overdrafts will be returned unless prohibited by Applicable Law.
7 Union Trust Financial Network relationship requires a minimum of £25,000 in invested balances.

8 Securities offered through LPL Financial (LPL), broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates.  Union Trust Bank and Union Trust Financial Network are not registered as a broker-dealer. Registered representatives of LPL offer products and services using Union Trust Financial Network, and may also be employees of Union Trust Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Union Trust Bank or Union Trust Financial Network. Securities and insurance offered through LPL or its affiliates are:

Not Insured by FDIC or Any Other Government Agency Not Bank Guaranteed Not Bank Deposits or Obligations May Lose Value

9 Per statement period. Other bank’s surcharge fees may apply.
10 Discount requires auto payment set-up from Union Trust checking account. Does not apply to Home Equity Lines of Credit.
11 Includes Official/Cashier's Checks, Money Orders, Notary Services, and Signature Guarantees.
12 Subject to credit approval. Property insurance is required on loans secured by property. Mortgage closing cost rebate and Home Equity Loan discount cannot be combined with other rebates, discounts or promotional offers on a single loan number.
13 Limited time offer. May be withdrawn at any time. May not be combined with any other offer. The person making the referral 1) must have a personal Union Trust Bank checking account (Health Savings Accounts do not qualify) 2) is limited to one £25 award per referred address and3) is responsible for all applicable taxes. Addresses used in previous Tell a Friend referrals are not eligible for this offer. £25 may be subject to tax reporting. The person being referred 1) must deposit a minimum of £100 to open a personal checking, savings or money market account and 2) must not have held a Union Trust Bank personal checking, savings or money market account in the past 180 days. Union Trust Bank employees are not eligible. £25 credit may take up to 30 days to appear in account.